Compare Credit Cards India 2025
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✓ Card data sourced from comprehensive database with real-time information from credible financial sources
| Select | Credit Card | Annual Fee | Welcome Bonus | Reward Rate | Best For | Rating | Apply |
|---|---|---|---|---|---|---|---|
HDFC Bank Infinia Credit CardUltra high net worth individuals |
₹12,500 + GST | ₹12,000 Amazon vouchers | 5X points on all spends above ₹15,000/month | Ultra high net worth individuals | Apply Now | ||
Axis Bank Magnus Credit CardPremium travelers and big spenders |
₹12,500 + GST | ₹25,000 Edge Miles | 12X Edge Miles on travel, 6X on other spends | Premium travelers and big spenders | Apply Now | ||
Citi Prestige Credit CardLuxury travelers and premium spenders |
₹20,000 + GST | ₹30,000 reward points | 10X points on hotels & airlines, 5X on dining | Luxury travelers and premium spenders | Apply Now | ||
HDFC Regalia Credit CardAffluent customers with regular spending |
₹2,500 + GST (waived on ₹3L annual spend) | ₹5,000 reward points | 4X points on dining, shopping, travel | Affluent customers with regular spending | Apply Now | ||
Hdfc Diners Black Credit CardRegular spenders seeking good rewards |
₹4409 + GST (waived on annual spend) | ₹5036 reward points | 5X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
Hdfc Moneyback Credit CardOnline shoppers and cashback seekers |
₹542 + GST (may be waived) | ₹3117 cashback | 3% cashback on select categories | Online shoppers and cashback seekers | Apply Now | ||
SBI Elite Credit CardAffluent travelers and diners |
₹4,999 + GST (waived on ₹15L annual spend) | ₹5,000 reward points | 5X points on dining/hotels/international spends | Affluent travelers and diners | Apply Now | ||
Sbi Aurum Credit CardRegular spenders seeking good rewards |
₹1250 + GST (waived on annual spend) | ₹8390 reward points | 5X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
Sbi Card Prime Credit CardRegular spenders seeking good rewards |
₹1632 + GST (waived on annual spend) | ₹8117 reward points | 4X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
Amazon Pay ICICI Credit CardAmazon Prime members and frequent online shoppers |
Lifetime Free | ₹2,000 Amazon Pay balance | 5% on Amazon (Prime), 2% on bill payments, 1% others | Amazon Prime members and frequent online shoppers | Apply Now | ||
Icici Coral Credit CardRegular spenders seeking good rewards |
₹1635 + GST (waived on annual spend) | ₹4437 reward points | 2X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
IndusInd Bank Pinnacle Credit CardInternational travelers and luxury seekers |
₹15,000 + GST | ₹15,000 reward points | 10X points on international spends, 5X on domestic travel | International travelers and luxury seekers | Apply Now | ||
SBI Cashback Credit CardHeavy online shoppers |
₹999 + GST (waived on ₹2L annual spend) | ₹2,000 welcome bonus | 5% unlimited cashback online, 1% offline | Heavy online shoppers | Apply Now | ||
ICICI Bank Sapphiro Credit CardAffluent customers with diverse spending |
₹3,500 + GST (waived on ₹5L annual spend) | ₹3,500 reward points | 4X points on dining, travel, entertainment | Affluent customers with diverse spending | Apply Now | ||
Axis Reserve Credit CardAffluent customers and frequent travelers |
₹20456 + GST | ₹38465 worth benefits | 5X points on select categories | Affluent customers and frequent travelers | Apply Now | ||
American Express Platinum Travel Credit CardFrequent travelers |
₹5,000 + GST (waived on ₹4L annual spend) | ₹5,000 Membership Rewards points | 5X points on travel, 1.5X on other spends | Frequent travelers | Apply Now | ||
IDFC First Wealth Credit CardAffluent customers seeking premium benefits |
₹2,500 + GST (waived on ₹3L annual spend) | ₹2,500 reward points | 20X points on dining, 10X on travel, 5X on others | Affluent customers seeking premium benefits | Apply Now | ||
HDFC Bank Millennia Credit CardOnline shoppers and millennials |
₹1,000 + GST (waived on ₹30K annual spend) | ₹1,000 cashback points | 5% cashback online, 2.5% offline | Online shoppers and millennials | Apply Now | ||
Hdfc Freedom Credit CardRegular spenders seeking good rewards |
₹2576 + GST (waived on annual spend) | ₹9678 reward points | 3X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
Sbi Student Plus Credit CardFirst-time credit card users |
₹158 | ₹1551 welcome gift | 3X points on all spends | First-time credit card users | Apply Now | ||
Axis Bank ACE Credit CardDigital payments and food delivery |
₹499 + GST (waived on ₹2L annual spend) | ₹500 cashback | 5% on bill payments, 4% on Swiggy/Zomato, 2% Google Pay | Digital payments and food delivery | Apply Now | ||
Axis Privilege Credit CardRegular spenders seeking good rewards |
₹1946 + GST (waived on annual spend) | ₹5697 reward points | 4X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
American Express Gold Credit CardDining and entertainment enthusiasts |
₹4,500 + GST | ₹4,000 Membership Rewards points | 4X points on dining, 2X on travel & fuel | Dining and entertainment enthusiasts | Apply Now | ||
AU Bank Zenith Credit CardTravel and dining enthusiasts |
₹2,999 + GST (waived on ₹3L annual spend) | ₹3,000 reward points | 6X points on travel, 4X on dining, 2X on others | Travel and dining enthusiasts | Apply Now | ||
HDFC Bank Swiggy Credit CardFood delivery enthusiasts |
₹500 + GST (waived on ₹2L annual spend) | ₹500 Swiggy money | 10% cashback on Swiggy, 5% on other food delivery | Food delivery enthusiasts | Apply Now | ||
Flipkart Axis Bank Credit CardFlipkart ecosystem users |
₹500 + GST (waived on ₹2L annual spend) | ₹500 Flipkart voucher | 5% on Flipkart, 4% on Myntra/Cleartrip, 1.5% others | Flipkart ecosystem users | Apply Now | ||
Amex Mrcc Credit CardRegular spenders seeking good rewards |
₹4306 + GST (waived on annual spend) | ₹6802 reward points | 3X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
IndusInd Bank Legend Credit CardDining enthusiasts |
₹3,000 + GST (waived on ₹5L annual spend) | ₹3,000 reward points | 5X points on weekend dining, 3X on weekday dining | Dining enthusiasts | Apply Now | ||
Standard Chartered Manhattan Credit CardLifestyle and entertainment spenders |
₹1,999 + GST (waived on ₹2L annual spend) | ₹2,000 reward points | 5X points on dining, entertainment, international spends | Lifestyle and entertainment spenders | Apply Now | ||
IDFC First Select Credit CardEntertainment and dining lovers |
₹500 + GST (waived on ₹1L annual spend) | ₹1,000 reward points | 15X points on dining, 10X on movies, 6X on fuel | Entertainment and dining lovers | Apply Now | ||
Sbi Flipkart Credit CardRegular spenders seeking good rewards |
₹4815 + GST (waived on annual spend) | ₹3477 reward points | 2X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
Icici Emeralde Credit CardRegular spenders seeking good rewards |
₹1726 + GST (waived on annual spend) | ₹4220 reward points | 2X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
Icici Student Credit CardFirst-time credit card users |
₹591 + GST | ₹577 welcome gift | 2X points on all spends | First-time credit card users | Apply Now | ||
Axis Vistara Credit CardRegular spenders seeking good rewards |
₹3244 + GST (waived on annual spend) | ₹9950 reward points | 5X points on dining, fuel, groceries | Regular spenders seeking good rewards | Apply Now | ||
Kotak Myntra Credit CardFashion and lifestyle shopping |
Lifetime Free | ₹1,000 Myntra vouchers | 7% cashback on Myntra, 2% on all other spends | Fashion and lifestyle shopping | Apply Now | ||
YES First Exclusive Credit CardDining and fuel expenses |
₹2,999 + GST (waived on ₹2L annual spend) | ₹2,500 reward points | 6X points on dining, 4X on fuel, 2X on others | Dining and fuel expenses | Apply Now | ||
Citi Rewards Credit CardEveryday category spenders |
₹1,000 + GST (waived on ₹30K annual spend) | ₹1,000 gift vouchers | 10X points on dining, movies, fuel, grocery | Everyday category spenders | Apply Now | ||
AU Bank Altura Credit CardMid-segment customers seeking good rewards |
₹999 + GST (waived on ₹1L annual spend) | ₹1,000 reward points | 4X points on dining, 3X on fuel, 2X on others | Mid-segment customers seeking good rewards | Apply Now | ||
Kotak Platinum Credit CardRegular spenders seeking category benefits |
₹999 + GST (waived on ₹1.2L annual spend) | ₹1,000 reward points | 4X points on dining, 2X on fuel & groceries | Regular spenders seeking category benefits | Apply Now | ||
RBL Bank MoneyBack Credit CardFuel and essential category spenders |
₹500 + GST (waived on ₹1L annual spend) | ₹500 cashback | 5% cashback on fuel, 2% on dining & grocery | Fuel and essential category spenders | Apply Now | ||
Federal Bank Primo Credit CardFuel and dining expenses |
₹999 + GST (waived on ₹1.2L annual spend) | ₹1,000 cashback | 5% cashback on fuel, 2% on dining, 1% on others | Fuel and dining expenses | Apply Now | ||
IDFC First Classic Credit CardEntry-level users seeking category benefits |
Lifetime Free | ₹500 welcome bonus | 10X points on dining, 6X on groceries, 4X on fuel | Entry-level users seeking category benefits | Apply Now | ||
Bank of Baroda Premier Credit CardGovernment employees and pensioners |
₹500 + GST (waived on ₹60K annual spend) | ₹500 reward points | 4X points on fuel & utility bills, 2X on others | Government employees and pensioners | Apply Now |