Smart Credit Card Reviews & Offers for Indians
Axis MyZone Credit Card Review 2025
Perfect starter card with FREE SonyLIV Premium & valuable rewards
Why Choose Axis MyZone?
Entertainment Benefits
- FREE SonyLIV Premium (₹1,499 value)
- BOGO Movie Tickets via District App
- Up to ₹200/month movie savings
Food & Shopping
- ₹120 off Swiggy orders (2x/month)
- ₹1,000 off AJIO on ₹2,999+ spend
- Up to 20% off dining partners
Fuel & Travel
- 1% fuel surcharge waiver
- Free lounge access (1/quarter)
- 4X EDGE points on all spends
Calculate Your Annual Benefits
Simple Fee Structure
What You Pay
From 2nd year onwards
What You Get
Annual value
Net Benefit
After all fees
View Detailed Fee Structure
| Annual Fee | ₹500 (waived 1st year) |
| Cash Withdrawal | 2.5% (min ₹500) |
| International Usage | 3.5% |
| Late Payment | ₹500-₹1,200 |
| Interest Rate | 3.75% per month |
Am I Eligible?
Quick Eligibility Check
Apply in 3 Simple Steps
Get your card in 7-10 working days
Fill Basic Details
2 minutes
Upload Documents
5 minutes
Get Approved
24-48 hours
Quick Answers
Yes, completely free! Zero joining fee and zero annual fee for the first year. From the 2nd year, it's just ₹500 annually.
Just ₹15,000 per month for non-metro cities and ₹20,000 for metro cities. Perfect for young professionals and students.
Automatic activation! Make your first purchase within 30 days of getting the card, and you'll receive the SonyLIV premium voucher via SMS within 45 days.
4 EDGE points for every ₹200 spent on most categories. Each point is worth ₹0.20, giving you a 0.4% return rate on all purchases.
Yes, but with conditions! You get 1 free domestic lounge access per quarter, but only after spending ₹50,000 in the previous 3 months.
Super fast! Instant approval for eligible candidates. Card delivery takes 7-10 working days after document verification.
Is This Card Right For You?
✅ Perfect If You:
- Are new to credit cards
- Love movies and OTT content
- Order food frequently
- Want a low-fee starter card
- Earn ₹15,000+ per month
❌ Look Elsewhere If You:
- Need frequent lounge access
- Travel internationally often
- Want premium lifestyle benefits
- Already have multiple cards
- Spend heavily in specific categories