Flipkart Axis Bank Credit Card
★★★★☆
4.0/5 (2,834 reviews)

Flipkart Axis Bank Credit Card

Best card for Flipkart shopping and online spends

Annual Fee ₹500 + GST
Welcome Bonus ₹500 Gift Voucher
Best Cashback 5% on Flipkart
Apply Now

Key Features & Benefits

🛒

5% Cashback on Flipkart

Earn unlimited 5% cashback on all Flipkart purchases throughout the year

🎁

4% on Myntra & 2GUD

Get 4% cashback on Myntra fashion purchases and 2GUD refurbished products

💳

1.5% on Other Purchases

Earn 1.5% cashback on all other purchases including offline transactions

🚚

Free Flipkart Plus

Complimentary Flipkart Plus membership with free and faster delivery

🎯

No Minimum Redemption

Redeem cashback with no minimum amount - use as you earn

🔒

Secure Transactions

Advanced fraud protection and secure online payment processing

Cashback Structure

Category Cashback Rate Monthly Cap
Flipkart Purchases 5% No Cap
Myntra Fashion 4% No Cap
2GUD Refurbished 4% No Cap
All Other Spends 1.5% No Cap

Cashback Credit: Credited to card statement within 90 days

Redemption: No minimum redemption amount required

Exclusive Flipkart Benefits

🚚

Flipkart Plus Membership

Free Plus membership with priority customer support and exclusive deals

Early Access to Sales

Get early access to Big Billion Days and other major Flipkart sales

🏷️

Exclusive Offers

Special discounts and offers available only for cardholders

🎮

SuperCoins Earning

Earn extra Flipkart SuperCoins on every purchase made with the card

Fees & Charges

Annual Fee ₹500 + GST
Joining Fee ₹500 + GST
Fee Waiver On ₹2,00,000 annual spends
Interest Rate 3.35% per month
Cash Advance Fee 2.5% (Min ₹500)
Late Payment Fee ₹100 - ₹1,300

Eligibility Criteria

Requirements

  • Age: 18-65 years
  • Minimum Income: ₹15,000 per month (Salaried)
  • Minimum Income: ₹1,80,000 per annum (Self-employed)
  • Credit Score: 650+ (recommended)
  • Regular Flipkart user preferred
  • Valid Indian address proof

Required Documents

  • Identity Proof (Aadhaar/PAN/Driving License)
  • Address Proof (utility bill/rent agreement)
  • Income Proof (Salary slips/ITR)
  • Bank Statements (3 months)
  • Employment certificate (for salaried)
  • Passport size photographs

Pros & Cons

✅ Pros

  • High 5% cashback on Flipkart
  • No cashback caps or limits
  • Low annual fee (₹500)
  • Easy fee waiver criteria
  • Free Flipkart Plus membership
  • Quick approval process
  • Good for online shoppers
  • No minimum redemption

❌ Cons

  • Limited to Flipkart ecosystem
  • Lower rewards on offline spends
  • No airport lounge access
  • Basic insurance coverage
  • Limited premium benefits
  • Cashback credit takes 90 days

User Reviews

Ankit R. 2 weeks ago
★★★★☆

"Great card for Flipkart shopping! I save about ₹1,500 every month. The 5% cashback with no cap is excellent. Fee waiver is also easy to achieve."

Sonal P. 1 month ago
★★★★☆

"Perfect for online shopping enthusiasts. The Myntra 4% cashback is a bonus. Wish the offline rewards were better though."

Rohit S. 3 weeks ago
★★★★☆

"Easy approval and good cashback. The Plus membership is useful. Application process was smooth and card delivered quickly."

Apply for Flipkart Axis Bank Credit Card

Why Apply Through Us?

  • ✅ Instant online approval
  • ✅ Quick card delivery
  • ✅ No processing fees
  • ✅ Expert guidance
  • ✅ Application tracking

Quick Application

Frequently Asked Questions

How to apply for Flipkart Axis Bank Credit Card?

You can apply online through Axis Bank website, Flipkart website, or visit the nearest branch with required documents including income proof and address verification.

What is the minimum income requirement?

The minimum monthly income requirement is ₹15,000 for salaried individuals and ₹2,50,000 annual income for self-employed professionals.

What are the key benefits on Flipkart purchases?

Enjoy unlimited cashback on Flipkart purchases, exclusive sales access, priority customer support, and additional rewards on partner merchants.

Is there an annual fee?

The annual fee is ₹500 plus taxes with waiver available on annual spends as per the terms mentioned in the card features section.