Axis Magnus Credit Card 2025
India's most rewarding luxury travel credit card
💎 Premium Benefits
12X Travel Rewards
Earn 12 points per ₹200 on flights, hotels & travel bookings
Unlimited Lounge Access
Priority Pass membership + 8 domestic visits quarterly
Hotel Elite Status
Marriott Gold + ITC Green Tier membership included
6X Dining Rewards
Enhanced points on restaurants & food delivery
Welcome Bonus
25,000 EDGE points worth ₹5,000 on joining
Concierge Services
24/7 luxury concierge & golf privileges
🏆 Reward Structure
| Category | Points Earned | Value |
|---|---|---|
| Travel (Airlines, Hotels) | 12X Points | ~12% return |
| Dining (Restaurants, Food delivery) | 6X Points | ~6% return |
| All Other (Domestic & International) | 2X Points | ~2% return |
Best Value: Transfer to airline partners (1 point = ₹1)
Partners: Vistara, Singapore Airlines, Marriott Bonvoy
💰 Fees & Charges
✅ Eligibility
- Age: 21-60 years
- Income: ₹15L+ annually (salaried)
- Credit Score: 750+ mandatory
- Employment: Senior professionals/HNI
Documents Required:
PAN, Aadhaar, Income proof, Bank statements (6 months)
⚖️ Pros & Cons
✅ Advantages
- Highest travel rewards (12X points)
- Unlimited global lounge access
- Premium hotel elite status
- Excellent transfer partners
- Comprehensive luxury benefits
❌ Disadvantages
- Very high annual fee (₹14,750)
- Extremely high income requirement
- Fee waiver needs ₹15L spending
- Points expire in 3 years
- Limited to affluent customers
🚀 Apply for Axis Magnus
Why Apply Through Us?
- ⚡ Instant pre-approval decision
- 🎯 Dedicated relationship manager
- 🚚 Priority processing & delivery
- 🎁 Exclusive 30,000 welcome points
❓ Quick FAQs
What's the minimum income requirement?
₹15 lakhs annually for salaried, ₹18 lakhs for self-employed professionals.
How are the 12X travel points earned?
On direct airline bookings, hotel stays, and travel portal transactions (MakeMyTrip, Cleartrip, etc.)
What's the best way to redeem points?
Transfer to airline partners like Vistara, Singapore Airlines for maximum value (1 point = ₹1)
Is the annual fee worth it?
Yes, if you travel 6+ times annually and spend ₹5L+ monthly. Benefits value exceeds ₹25,000 annually.