Axis Select Credit Card
Premium lifestyle and rewards card
Annual Fee
ā¹1,500
Reward Rate
4X Points
Lounge Access
4 Visits/Year
Key Features & Benefits
4X Dining Points
Earn 4X EDGE points on dining and food delivery
4X Fuel Points
Get 4X EDGE points on fuel purchases
Airport Lounge Access
4 complimentary domestic airport lounge visits per year
Movie Benefits
Buy one get one free on movie tickets
Travel Insurance
ā¹10 lakh travel insurance and personal accident cover
EMI Conversion
Easy EMI conversion on purchases above ā¹2,500
Reward Structure
| Category | Reward Rate | Monthly Cap |
|---|---|---|
| Dining | 4X points per ā¹200 | 20,000 points/month |
| Fuel | 4X points per ā¹200 | 20,000 points/month |
| All Other Spends | 1X point per ā¹200 | No cap |
Points Value: 1 Point = ā¹0.20 when redeemed
Points Validity: 3 years from earning
Minimum Redemption: 500 points
Fees & Charges
Annual Fee
ā¹1,500
Joining Fee
ā¹1,500
Fee Waiver
On ā¹1,50,000 annual spends
Interest Rate
3.35% per month
Cash Advance Fee
2.5% (Min ā¹500)
Foreign Currency Markup
3.5%
Eligibility Criteria
Requirements
- Age: 18-65 years
- Minimum Income: ā¹25,000 per month (Salaried)
- Minimum Income: ā¹3,00,000 per annum (Self-employed)
- Credit Score: 700+ (preferred)
- Good credit history
- Axis Bank relationship preferred
Required Documents
- Identity Proof (Aadhaar/PAN/Passport)
- Address Proof (Aadhaar/Utility Bill)
- Income Proof (Salary slips/ITR)
- Bank Statements (3 months)
- Employment proof
- Recent photographs
Pros & Cons
ā Pros
- Good dining and fuel rewards (4X)
- Airport lounge access
- Movie ticket benefits
- Moderate annual fee
- Travel insurance included
- Easy EMI conversion
- Axis Bank privileges
ā Cons
- Limited lounge visits (4/year)
- Monthly caps on bonus categories
- Lower point value (ā¹0.20)
- Joining fee applicable
- Points validity only 3 years
- Limited premium benefits
Apply for Axis Select Credit Card
Perfect For
- ā Frequent diners
- ā Regular fuel users
- ā Movie enthusiasts
- ā Axis Bank customers
- ā Mid-income professionals