Privacy Policy
Last updated: August 1, 2025
1. Information We Collect
Personal Information
When you use CardAdvisorHub, we may collect the following personal information:
- Name, email address, and contact information
- Financial information for credit card eligibility assessment
- Income details and employment information
- Credit score and financial history (when provided voluntarily)
- Device information and IP address
Automatically Collected Information
- Browser type and version
- Operating system and device information
- Pages visited and time spent on our website
- Referring website and search terms used
- Cookies and similar tracking technologies
2. How We Use Your Information
We use your information for the following purposes:
- Service Provision: To provide credit card comparisons and recommendations
- Personalization: To customize content and recommendations based on your profile
- Communication: To send updates, newsletters, and promotional offers
- Analytics: To improve our website and services
- Compliance: To meet legal and regulatory requirements
- Security: To protect against fraud and unauthorized access
3. Information Sharing and Disclosure
Third-Party Partners
We may share your information with:
- Bank Partners: When you apply for credit cards through our platform
- Service Providers: Companies that help us operate our website and services
- Analytics Partners: To understand website usage and improve user experience
- Legal Authorities: When required by law or to protect our rights
We Do Not Sell Personal Information
CardAdvisorHub does not sell, rent, or trade your personal information to third parties for marketing purposes.
4. Data Security
We implement industry-standard security measures to protect your information:
- SSL encryption for data transmission
- Secure servers and data storage
- Regular security audits and updates
- Access controls and employee training
- Monitoring for unauthorized access
5. Your Rights and Choices
Access and Control
You have the right to:
- Access: Request a copy of your personal information
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your personal information
- Opt-out: Unsubscribe from marketing communications
- Portability: Request your data in a portable format
Cookie Management
You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.
6. Data Retention
We retain your personal information for as long as necessary to:
- Provide our services to you
- Comply with legal obligations
- Resolve disputes and enforce agreements
- Improve our services and user experience
Typically, we retain data for 7 years or as required by applicable laws.
7. Children's Privacy
CardAdvisorHub is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it promptly.
8. International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by:
- Posting the updated policy on our website
- Sending email notifications to registered users
- Updating the "Last Updated" date at the top of this policy
10. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us:
Email: info@cardadvisorhub.com