RBL Shoprite Credit Card
Ultimate shopping rewards and cashback
Annual Fee
₹750
Shopping Cashback
10%
Online Cashback
5%
Key Features & Benefits
10% Partner Cashback
Earn up to 10% cashback at partner shopping outlets
5% Online Shopping
Get 5% cashback on online shopping platforms
3% Dining Cashback
Earn 3% cashback on dining and restaurants
1% Base Cashback
Get 1% cashback on all other purchases
Fuel Surcharge Waiver
1% fuel surcharge waiver at all petrol pumps
Welcome Bonus
₹500 cashback on first transaction within 45 days
Cashback Structure
| Category | Cashback Rate | Monthly Cap |
|---|---|---|
| Partner Shopping Outlets | Up to 10% | ₹1,000 per month |
| Online Shopping | 5% | ₹500 per month |
| Dining | 3% | ₹300 per month |
| All Other Spends | 1% | No cap |
Cashback Credit: Monthly statement credit
Minimum Cashback: ₹100 for redemption
Cashback Validity: 2 years from credit
Fees & Charges
Annual Fee
₹750
Joining Fee
₹750
Fee Waiver
On ₹75,000 annual spends
Interest Rate
3.35% per month
Cash Advance Fee
2.5% (Min ₹500)
Foreign Currency Markup
3.5%
Eligibility Criteria
Requirements
- Age: 21-60 years
- Minimum Income: ₹18,000 per month (Salaried)
- Minimum Income: ₹2,16,000 per annum (Self-employed)
- Credit Score: 650+ (preferred)
- Good credit history
- RBL relationship preferred
Required Documents
- Identity Proof (Aadhaar/PAN/Passport)
- Address Proof (Aadhaar/Utility Bill)
- Income Proof (Salary slips/ITR)
- Bank Statements (3 months)
- Employment proof
- Recent photographs
Pros & Cons
✅ Pros
- High cashback on partner shopping (10%)
- Good online shopping rewards (5%)
- Low annual fee (₹750)
- Easy fee waiver threshold
- Fuel surcharge waiver
- Good base cashback rate
- Quick approval process
❌ Cons
- Monthly caps on bonus categories
- Limited to specific partner outlets
- No airport lounge access
- Basic insurance coverage
- Shorter cashback validity
- Joining fee applicable
Apply for RBL Shoprite Credit Card
Perfect For
- ✅ Frequent shoppers
- ✅ Online shopping enthusiasts
- ✅ Cashback seekers
- ✅ Budget-conscious users
- ✅ RBL Bank customers